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loan type

Personal Loan Calculator

Calculate payments and total costs for personal loans to fund major expenses or consolidate debt.

Back to Loan Calculator

Loan basics

The numbers needed to compute your result

Details: Calculate monthly payment amount and total costs

Total amount you wish to borrow

$

Annual interest rate for the loan

%
years

Advanced options

Payment frequency, down payment, extra payments, and fees

Additional amount paid monthly to reduce principal faster

$

Any other fees or charges included in the loan calculation

$
Loan Calculator Tips

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Try an Example

Pick a scenario to see how the calculator works, then adjust the values

Personal Loan Calculator

Calculate payments and total costs for personal loans to fund major expenses or consolidate debt.

Key values: $20,000 loan · 9% APR · 36 months

Home Improvement — $10,000 over 2 Years

Financing a kitchen renovation at 7.5% APR over 24 months.

Key values: $10,000 loan · 7.5% APR · 24 months

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