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Finance

Debt Payoff Calculator

The Debt Payoff Calculator helps you create a strategic plan to become debt-free. Compare the avalanche and snowball methods, analyze the impact of extra payments, and visualize your journey to financial freedom.

Specialized Calculators

Choose from 4 specialized versions of this calculator, each optimized for specific use cases and calculation methods.

Strategy

2 calculators
Snowball
Debt Snowball Calculator | Pay Off Smallest Debts First
Use the snowball method to pay off your debts, focusing on smallest balances first for quick wins and motivation.
debt snowballdave ramseymotivation
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Avalanche
Debt Avalanche Calculator | Pay Off Highest Interest First
Use the avalanche method to pay off your debts, focusing on highest interest rates first to minimize total interest paid.
debt avalancheinterest savingmathematical approach
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CalculationType

2 calculators
compare-strategies
Debt Payoff Strategy Comparison | Avalanche vs Snowball
Compare avalanche and snowball debt payoff strategies side-by-side to see which is best for your financial situation.
debt comparisonsnowball vs avalanchepayoff strategy
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extra-payment
Extra Payment Calculator | Accelerate Debt Payoff
See how extra payments can dramatically accelerate your debt payoff timeline and save significant interest.
debt accelerationextra paymentsinterest savings
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