Retirement Withdrawal Calculator

Your current age is used to determine the number of years until retirement.

The age at which you plan to retire. This determines the investment horizon.

The total amount currently saved in your 401(k) account(s).

e.g., 50% = 50¢ per $1 you contribute; 100% = dollar-for-dollar. Check your HR portal or offer letter.

The maximum percentage of your salary that your employer will match (e.g., up to 6% of your salary).

The expected annual percentage increase in your contributions, often tied to salary increases.

Number of years required to work at the company before employer contributions are fully yours.

The anticipated average annual rate of inflation, used to calculate real returns.

Your general comfort level with investment risk. This can influence suggested asset allocations.

The percentage of your retirement balance you plan to withdraw each year.

Whether to include estimated Social Security benefits in the calculation.

Your estimated monthly benefit amount from Social Security.